Free Debt Consult
LOW CREDIT SCORE? START HERE

Fix your low credit score. Get approved for a home, car, or credit card.

A low score is not permanent. We review your credit report, dispute the items that qualify for deletion, and build a plan so your next application says "approved."

  • We find items on your 3-bureau report that can be deleted
  • Most clients begin seeing results in 30 to 45 days
  • Free strategy call. No credit card, no obligation
488Credit Score

488 to 763. A real client result. Individual results vary, but the process is proven.

See what can be deleted

Start with one tap. Three quick answers, about 15 seconds. Free, no credit card, no obligation.

Where's your credit score right now? *

10-digit US number. We only call about your consultation.

Help us prep your call

What's bringing your score down?

Your information is sent over a secure HTTPS connection. We never sell your data.

What can come off your report

We dispute items that are inaccurate, outdated, or unverifiable. These are the negative items most often removed, so your score can climb and approvals can follow.

Collections
Late payments
Charge-offs
Bankruptcies
Repossessions
Hard inquiries

Trusted for real approvals

Clients use their new scores for the things that matter most.

Home & apartment approvals

Lower rates, fewer denials

Car loans & leases

Better terms at the dealership

Credit cards

Higher limits, lower deposits

Three steps to a higher score

1

Book your free call

Fill out the form. A specialist calls within 1 business day to review your 3-bureau report.

2

We dispute for you

We challenge inaccurate, outdated, or unverifiable items with the bureaus and creditors.

3

Your score climbs

Most clients see results in 30 to 45 days. As items come off, approvals get easier.

Free Debt Consult disputes items that are inaccurate, outdated, or unverifiable. No credit repair company can lawfully guarantee a specific score increase or the removal of accurate information.

Real people, real relief

★★★★★

It was such a painless process. My specialist answered every question fast. I went from 488 to 763!

— Credit Repair Client

★★★★★

My credit went up in 4 weeks to the mid 700s. I am finally a homeowner and so much stress has been lifted.

— First-Time Homeowner

★★★★★

The customer portal made it easy. I got constant updates through the whole process.

— Credit Repair Client

Common questions

A low credit score doesn't have to be permanent.

One free call. A clear plan for what can come off your report. Then approvals for housing, cars, and credit cards get a lot easier.